The Financial Joy Academy takes your privacy seriously.
The way we collect, manage, store and use your personal information is governed by a new EU data protection law introduced on 25 May 2018, called the General Data Protection Regulation (GDPR) and any subsequent UK Data Protection laws that may be applicable. The GDPR introduces new rights for individuals whose data is being held and reinforces the obligations and duties of organisations who process your personal information.
This Privacy Policy sets out how Financial Joy Academy will deal with the personal information which you provide to us while using the website located at https://members.Financial Joy Academy.com/ (the “Site”) and/or the services provided from it (the “Services”). We may change this Privacy Policy from time to time and such changes will take effect from the date and time the revised Privacy Policy is available on the Site.
In this Privacy Policy, we explain
- What personal information we collect
- How we use your personal information
- Who we share your information with and why
- How we keep your personal information secure
- How long we retain your information
- Transfer of your personal information outside the EEA
- Your rights
What personal information we collect
From time to time, we may ask you to provide some or all of the following: details of your name, company name, address, telephone/facsimile number(s), e-mail address and credit card details.
We will collect this information when you visit our website and provide this information to enable us to provide you with the Services and services associated with them.
How we use your personal information
We may also use your personal information:
- to analyse use of the Site;
- to send occasional marketing communications; and
- to keep you up-to-date with other services which we think may be of interest to you If you provide your consent to enable us to do so.
We may use ‘cookies’ while you access the Site to avoid the need to re-enter details on different occasions. If you do not wish to receive ‘cookies’, you may change the settings on your computer or browser accordingly. Please see our Cookie Policy below.
Who we share your personal information with and why
We will not sell your personal information to any third parties. However, we use Convertkit, a US-based organisation, only to enable us to provide you with our email subscription services.
How we keep your personal information secure
We are committed to ensuring the confidentiality of the personal information that we hold and have put in place secure controls and related policies and procedures to ensure that your personal information remains secure.
When we contract with third parties, we require that they have appropriate security, privacy, and confidentiality measures in place to ensure that personal information is kept secure.
How long will we retain your personal information
We will only keep your personal information for as long as is necessary for the purposes for which that personal information was given to us. After which, your personal information may be deleted or anonymised so that you can no longer be identified.
Transfer of your personal information outside the EEA
Please note that, from time to time, we may transfer your personal information for internal business purposes to third-party organisations such as ConvertKit, located outside the European Economic Area (EEA), some of which may have different data protection laws to the UK. We ensure that these third parties have been either confirmed by the European Commission as having have an adequate level of protection for personal information, or the third party receiving the personal data has provided adequate safeguards and agrees to treat your information with the same level of protection as we would.
Your rights
You have the right to ask us:
- to provide you with a copy of the personal information we hold about you
- to update or correct your personal information
- to request that we delete your personal information
- to restrict processing of your personal information where appropriate.
- object to the processing of your personal information
- object to automated decision making and profiling
- to port your personal information
How to contact us
If you have questions about this privacy policy or need further information about our privacy practices, please contact us by
Email: Ken@financialjoyacademy.com
In writing: 31 West Hill Drive, Dartford, DA1 3DU
COOKIE POLICY
Cookies are small amounts of data sent to your browser from our web server and are stored on your computer’s hard drive, not on our site. Financial Joy Academy uses several ‘1st Party’ cookies, that we set to allow the site to function. These are deleted when you quit your browser. These are anonymous and do not store any personally identifiable data on you.
| Cookie Name | Purpose | Retention | Optional |
| PHPSESSID | Maintain state between pages | Deleted on browser close | No |
| wordpress_logged_in | To maintain your logged in state, only created if you have logged into our site. | Deleted on browser close | Yes |
| wordpress_test_cookie | To ensure browser compatibility with our site | Deleted on browser close | No |
We also partner with several third party services to provide interactive elements on the site, or to allow us to provide a better service. We have listed these partners below, and where possible linked to their own privacy policies. These partners may use cookies for the purposes listed below.
| Name | Purpose | Site | Data Collected |
| Convertkit | For email marketing | https://convertkit.com/ | Anonymous (Browser Information, Date/Time, Hardware/Software Type, Page Views ), Pseudonymous (IP Address (EU PII), Location Based Data, Device ID (EU PII)) |
| To provide social widgets that link into our own facebook page | http://www.facebook.com/about/privacy/ | Anonymous (Browser Information, Date/Time, Demographic Data, Hardware/Software Type, Page Views ), Pseudonymous (IP Address (EU PII)) | |
| Google Analytics | Provide pseudonymous statistics to us | https://www.google.com/intl/en/policies/privacy/ | Anonymous (Ad Views, Analytics, Browser Information, Cookie Data , Date/Time, Demographic Data, Hardware/Software Type, Interaction Data , Page Views , Serving Domains), Pseudonymous (IP Address (EU PII), Search History, Location Based Data, Device ID (EU PII)) , PII (Phone Number) |
| Google Tag Manager | To allow us to manage dynamic elements within pages | http://www.google.com/intl/en/policies/privacy/ | Anonymous (Browser Information, Cookie Data , Date/Time, Demographic Data, Hardware/Software Type, Internet Service Provider, Interaction Data ), Pseudonymous (IP Address (EU PII), Search History, Location Based Data, Device ID (EU PII), PII (Phone Number) |
DISCLOSURE
Financial Joy Academy is a trading name of The Humble Penny Limited. Financial Joy Academy (and The Humble Penny Limited) does not offer financial advice and is intended for reference/information, educational and entertainment purposes only. The views expressed on this website are personal opinions only and should not be construed as financial advice for your given situation. Any use of the Site and/or the Content is entirely at your own risk. You should always carry out your own research and/or take specific professional advice before choosing any financial products or services or undertaking any business or financial venture. Kindly note that whilst we endeavour to provide accurate and useful information, the Content may not be wholly accurate or up-to-date and is subject to change, often at very short notice.
Please note that Financial Joy Academy (and The Humble Penny Limited) has financial relationships with some of the parties (and advertising companies) mentioned on this Site. These partners change on a regular basis, and to assist in serving relevant adverts to you, these partners may also use cookies. Financial Joy Academy (and The Humble Penny Limited) may be compensated if users or members choose to use the links located throughout the content on this site and generate sales for the said parties. Financial Joy Academy (and The Humble Penny Limited) is compensated for certain paid links and advertisements on this Site. You are not obligated to click on any link or buy any products that are advertised.
