OUR CORE MISSION:

To help 10,000 Dream Makers
achieve financial independence.

OUR CORE MISSION:

To help 10,000 Dream Makers achieve financial independence.

The Humble Penny has been featured on:
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£147 + vat

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The Architect Programme Group 1 Coaching Sessions

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The Architect Programme Group 4 Coaching Sessions

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The Architect Programme Group 5 Coaching Sessions

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The Architect Programme Group 6 Coaching Sessions

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The Architect Programme Resources Group 2

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The Architect Programme Resources Group 3

We are Ken and Mary

Founders of Award-winning money blog and YouTube channel, The Humble Penny. We achieved Financial Independence in 10 years aged 34. 

I’ve helped to create and grow high growth entrepreneurial business and gained experience in the investment business for over 12 years. I’m a Chartered Accountant (ACA, ICAEW) and hold an MBA from the University of Cambridge. I have also served as an Executive Chief Financial Officer for years and co-created multiple family businesses. I’m a First Generation immigrant.

Mary is a skilled marketer and creative with experience in everything from setting up childcare businesses to video editing to product launches.

Our mission is to inspire you to create a life of freedom for you and your family.

We are Ken and Mary

Founders of Award-winning money blog and YouTube channel, The Humble Penny. We achieved Financial Independence in 10 years aged 34.  I’ve helped to create and grow high growth entrepreneurial business and gained experience in the investment business for over 12 years. I’m a Chartered Accountant (ACA, ICAEW) and hold an MBA from the University of Cambridge. I have also served as an Executive Chief Financial Officer for years and co-created multiple family businesses. I’m a First Generation immigrant. Mary is a skilled marketer and creative with experience in everything from setting up childcare businesses to video editing to product launches. Our mission is to inspire you to create a life of freedom for you and your family.

Our Philosophy...

We Create Joy in Our Lives.

We Take Action and Have Fun.

We Are Life-long Learners.

We Believe In Life design and Intentional Living.

We Do Life Independently and Fearlessly.

We Give Generously.

We Never Give Up.

Our Philosophy

We Create Joy in Our Lives.

We Take Action and Have Fun.

We Are Life-long Learners.

We Believe In Life design and Intentional Living.

We Do Life Independently and Fearlessly.

We Give Generously.

We Never Give Up.

Testimonials

Adesanya Ayeni

"I joined FJA because of networking with like-minded people. This community will motivate me and help in the area of accountability. My experience of FJA so far is beyond expectation in terms of integrity and maturity of the members. I am amazed seeing people from all over the UK and abroad. I'd recommend FJA because of the high-quality financial education. You will not get this kind of information anywhere. The support is extraordinary and Ken and Mary are genuinely interested in helping others."

Ade Ayeni (Nigeria) - Health Analyst, 1st Gen Immigrant, & Dream Maker

Financial Joy Academy
2020-04-30T19:24:45+00:00

Ade Ayeni (Nigeria) - Health Analyst, 1st Gen Immigrant, & Dream Maker

"I joined FJA because of networking with like-minded people. This community will motivate me and help in the area of accountability. My experience of FJA so far is beyond expectation in terms of integrity and maturity of the members. I am amazed seeing people from all over the UK and abroad. I'd recommend FJA because of the high-quality financial education. You will not get this kind of information anywhere. The support is extraordinary and Ken and Mary are genuinely interested in helping others."

Anita da Souza

"I joined FJA after discovering Ken and Mary, I was certain they were the mentors for me. I resonated with them because of their transparency, values and success they could guide and coach me to achieving financial independence. My experience of has allowed me to broaden my friendship circle by meeting people from all over the world. I see changes in my mind-set, I am strategising to create new income streams, as well as how I now approach my finances."

Anita da Souza (UK) - Coach, Single Mum of 3, & Dream Maker

Financial Joy Academy
2020-04-30T19:26:38+00:00

Anita da Souza (UK) - Coach, Single Mum of 3, & Dream Maker

"I joined FJA after discovering Ken and Mary, I was certain they were the mentors for me. I resonated with them because of their transparency, values and success they could guide and coach me to achieving financial independence. My experience of has allowed me to broaden my friendship circle by meeting people from all over the world. I see changes in my mind-set, I am strategising to create new income streams, as well as how I now approach my finances."
Financial Joy Academy (FJA)

Cédric Boué

"Joining FJA was a real game changer for me. Ken and Mary are always present and give very specific and actionable advice to members of the community, along with sharing their wisdom and experience. There is so much to learn from, with courses and masterclasses constantly growing. I have already implemented some of the advice and feel closer to achieving my goal of financial independence, having a clear roadmap on how to get there. The community is extremely supportive and always active, pushing you to achieve your goals every week."

Cédric Boué (France) - Accountant, Dad of 2, & Dream Maker

Financial Joy Academy
2020-05-03T21:15:24+00:00

Cédric Boué (France) - Accountant, Dad of 2, & Dream Maker

Financial Joy Academy (FJA)
"Joining FJA was a real game changer for me. Ken and Mary are always present and give very specific and actionable advice to members of the community, along with sharing their wisdom and experience. There is so much to learn from, with courses and masterclasses constantly growing. I have already implemented some of the advice and feel closer to achieving my goal of financial independence, having a clear roadmap on how to get there. The community is extremely supportive and always active, pushing you to achieve your goals every week."
Financial Joy academy (FJA)

Gania Shokan

"I believe FJA will improve many lives around the world. It’s a platform that teaches you how to build long-term wealth and expand your horizon. Ken’s teaching style is extremely clear and engaging - feels like i’m learning from an old friend. The community of like-minded members is very comforting. In addition to a warm welcome, you’ll feel like you have entered a new world of limitless opportunities for growth."

Gania Shokan (UK) - Tech professional, Aspiring Investor, & Dream Maker.

Financial Joy Academy
2020-05-03T22:02:43+00:00

Gania Shokan (UK) - Tech professional, Aspiring Investor, & Dream Maker.

Financial Joy academy (FJA)
"I believe FJA will improve many lives around the world. It’s a platform that teaches you how to build long-term wealth and expand your horizon. Ken’s teaching style is extremely clear and engaging - feels like i’m learning from an old friend. The community of like-minded members is very comforting. In addition to a warm welcome, you’ll feel like you have entered a new world of limitless opportunities for growth."
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Financial Joy Academy
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