FAQ

Financial Joy Academy (FJA) is here to help you take action to achieve financial freedom, enriched with the small experiences that bring you joy.
Looking for support, accountability, inspiration, and motivation from a community of like-minded individuals?
We attract singles and couples in the pre-family and family stages of life from their 20s to their 50s.

Below are the top benefits of joining the FJA Membership:

1. Step-by-step Success Paths. We created unique ‘Money Journey Success Paths‘ to help you progress on your money journey to financial freedom. Plus, ‘Income Success Paths’ to help you create multiple income streams.
2. Fortnightly Live Group Coaching from Ken and Mary. These are ‘Ask Me Anything’ sessions with detailed actionable answers.
3. ALL Classes (present and future) by Experts. We have more than 70 at present. Subject areas include: Investing, Online Businesses (Blogging, YouTube, E-Commerce, Memberships, Amazon FBA, Digital Products, etc), Property Investing, Career Maximisation, Personal Branding, AI, etc.
4. Get Access To The Lunch Time Club. Monday is Monday MBA, where we analyse a successful business and what we can all learn from it. Tuesday is Mindset and Wellbeing Tuesday. Wednesday is Wisdom Wednesday, where Dream Makers share what they’ve learned recently. Thursday is Book Club Thursday, where we read a business book together and discuss it. Friday is Accountability Friday, where Dream Makers share their progress and set goals to be kept accountable.
5. Private Dream Maker Community of like-minded people from diverse backgrounds, who are all working together to achieve Financial Independence.
6. Access our Masterminds. We currently have 3 of them on Property investing, Blogging and YouTube. Plus, an Advanced Mastermind for FJA VIP members.
7. Networking and Events benefits through personal interactions online and offline with other community members. We meet in person at least twice a year.
8. Practical Accountability three times a year through our Accountability Partnerships to inspire and motivate each other to achieve specific goals over a period of time.
9. Ongoing Motivation and Inspiration from a truly unique and talented community of people with the right heart to help you succeed. 
10. Discounted rates to other Programmes by The Humble Penny such as the premium Architect Programme (where we help you actually turn your specialised Knowledge and Expertise into a Membership Business that makes you recurring Multiple Streams of Income monthly) or the FJA VIP (which has everything at FJA but you also get 121 Coaching once a month). Email us if you want to learn more about these.

There are 3 payment plans to offer more value:

1. FJA Basic – monthly and annually (Save £78, 2 months free) 
2. FJA Plus – monthly and annually (Save £98, 2 months free)
3. FJA VIP – monthly and annually (Save £298, 2 months free)

You pay a monthly or annual fee until you choose to cancel your membership. No Direct Debits are necessary to be set up too!

*Note that prices above exclude VAT (Value Added Tax) paid to the UK government

Become a Member

Yes. You will get immediate access to all existing classes (more than 70 at present) and can go through the classes whenever you want at your own pace ALL Classes are Video based.

Everything is arranged Step-by-Step for you so that you can easily walk through the content as a complete beginner.

New Classes are added periodically based on the needs of the members.

Examples of LIVE Classes include:

• Investing For Beginners: Wealth Foundations
• Investing In Stocks 
• Dividend Income Investing 
• Investing In Index Funds and ETFs
• Investing For Children: Make Your Child A Millionaire
• Make Money Monthly With Affiliate Marketing (for Creators – Bloggers, YouTubers, etc)
• Decide Which Business To Start
• Start An Impactful Blog
• Rapidly Grow Your Email List
• Amazon FBA
• Rent-To-Rent Property Strategy
• Invest In Commercial Property
• Master Facebook Ads
• Perfectly Planned Websites That Convert
• Make Money Blogging With Authenticity
• Start a Profitable E-Commerce Business
• Profit From Buying and Selling Websites
• Invest In Cheap £60k Properties For Passive Income
• Podcasting For Beginners
• Financial Independence: Understand Where You Are 
• Financial Independence: Money Mindset
• Financial Independence: Setting Your Money Goal 
• Financial Independence: Plan Your Route 
• Property Investing (HMO Strategy) with Experts Rob & Sarah Geragthy
• Property Investing (HMO Strategy) with Experts Prabdeep & Indy Hothi
• Financial Independence Success & Hacks as a family man (3 kids) with Barney Whiter (aka The Escape Artist)
• Financial Independence Success & Hacks as a Self-employed Entrepreneur with Alan Donegan (Co-Founder of Rebel Business School)
• Financial Independence Success & Hacks as a Beginner and Newly Married couple with Vanessa Dirwai.
• Financial Independence Success & Hacks as a 6-Figure Blogger With Sara Trezzi (Founder of Gathering Dreams)
• etc

Courses that are Work In progress and currently being discussed in the Community via Q&A:

• Search Engine Optimisation
• Getting Monetised on MediaVine
• Building Confidence
• Money Mindset Series
• Career Success Coaching
• etc

Courses are continually being added to the academy driven by the needs of members. We have courses titles available to be added for the next 12 months.

Courses are available immediately as you become a member. They are not drip fed and can be enjoyed at your convenience without any restrictions.

Yes. The pre-recorded courses are available for you to learn from at your convenience and pace. We highly recommend calendar blocking some time to attend these individual courses.

We have also kept them short enough with a focus on Actions Plans.

Live Coaching Calls are also recorded (and Time Stamped) and are available for you to learn from in the academy at your own pace and convenience.

Yes! This is one of the best benefits of FJA Membership. We have created a supportive community for our Dream Makers here: facebook.com/groups/FinancialJoyAcademy/

This is a Private Community for ONLY FJA Members .

You also get access to 3 Masterminds: Property Investing, Blogging and YouTube.

Our courses are created from a lot of practical experience as people who have ACTUALLY achieved Financial Independence.

We also have a lot of formal experience of many aspect of business, investing, making money, etc:

Ken Okoroafor is a Chartered Accountant (ACA, ICAEW) and has been qualified for 14 years. He holds an MBA from the University of Cambridge (Judge Business School). He had been part of entrepreneurial teams for a decade and spent over 12 years in the Investment Business in the UK. He is an investor of his own money and has created and sold businesses with family members as well as in his professional capacity. Ken was an Executive (Chief Financial Officer) for years, and operated at a high level in the Investment Management Industry in the UK.

He has a lot of practical life experiences and loves teaching. He not only has strong technical ability, but he is also highly down to earth and can relate to people from a variety of backgrounds.

FJA courses are also co-created with guest experts through our networks, and these become Masterclasses. Such experts are carefully selected to ensure that we are adding considerable value to our community.

Mary Okoroafor is a creative and digital master with an understanding of technical issues that complement the knowledge, skill, experience and networks that Ken brings.

Ken and Mary also teach from experience as they both became Financially Independent aged 34 even with Ken starting life in the UK as a First Generation immigrant in the UK aged 14.

Plus their intentions for creating FJA are 100% for the community. We have been creating free content for years as seen on our blog and YouTube channel. FJA takes our content creation to a whole new level for those with a practical dream of becoming Financially Independent. 

Below are the best ways to get an answer from us directly:

1. Share a post in our Dream Makers community on Facebook and tag “Team FJA”. We’ll respond. This is available to you daily.
2. Join us for our fortnightly Coaching Calls. Simply submit a specific and detailed question through your personalised FJA dashboard, and we’ll answer it on the LIVE call.
3. You get a dedicated priority email address as a Dream Maker. You can write us an email and we’ll respond. Ken, Mary and the Community Manager check the inbox daily.
4. Reach out to our Community Manager who has direct contact with us for urgent matters.
5. We also go live inside the FJA Facebook community and answer your questions.
6. Join us at one of our Masterminds, where we also answer questions directly.

In short, we’re here for you, Dream Maker!

Yes. All live coaching calls and expert guest interviews are recorded and available in the member dashboard.

Yes, absolutely! As this membership is aimed at helping families achieve Financial Independence, we are not only concerned about your success, but those of your children.

On average 7 – 8 lessons per course with a focus on specific Action Plans to take in order to apply your learning to get results.

No. All you need is the willingness to take action and to see your membership of FJA as an important investment for your future.

We’ve got you covered. Many of our members at at point Zero of the Money Journey but they’re determined to take action and get help and achieve their goals.

We’re there to help them feel welcome and feel at home to ask questions they might not ordinarily ask in a typical Community where people get judged.

We pay attention to them and help them get started.

Yes. From any country and on any device. Our content is applicable even if you are outside the UK. We have an international audience. People from UK, USA, Portugal, France, Australia, Nigeria, Kenya, Jamaica, UAE, Dubai, etc, although the majority of our members are from the UK.

Yes. No restrictions (for now).

Become a Member

We HIGHLY recommend that you don’t join for 1 month. This is a nuisance for us from an admin perspective and we don’t want people with that mindset to join FJA. FJA is a Financial Independence focused programme for those thinking medium to long term.

So we prefer you don’t join if your plan is to just join for 1 month.

No. This is a hassle free membership. Join and cancel whenever you want.

No. Your account will get locked out if you share your membership with others. FJA membership is for the specific member. New members can join at: https://FinancialJoyAcademy.com 

We do make an exception for couples working on the same business. If they’re Annual Members of FJA AND run the same business, we allow both of them into the Community via their individual FB accounts.

We do not offer refunds for our monthly or annual memberships. 

Yes. No restrictions and no hassle. Cancel whenever you want.

You simply do this from within your private FJA Dashboard Menu.

No. As soon as you cancel your membership, you lose access to ALL member courses, masterclasses, coaching calls, community access, etc. 

This is similar to a gym membership in that you no longer have access to a gym if you cancel your membership.

Simply head over to your private FJA Member Dashboard >> Go to “Your Info” >> “Cancel Membership”. Our team will immediately action your request. This would cancel your recurring payments too. You must do this at least 3 working days before your renewal is due. 

Head to your private FJA Dashboard >> Login >> Click “Your Info” in the Menu >> Click on “Update Billing Info”

Become a Member